UPI APP Online Complaint

Unified Payment Interface Applications (UPI App) is a master stroke of banking sector towards Digital Banking. Before beginning with UPI App functionality, here are the few FAQ’s. Also since UPI is an online money transfer medium, One can encounter any problem and the UPI App online complaint can be raised.

NPCI UPI App Introduction
NPCI UPI App Introduction

What is UPI APP?

UPI is a framework which allows users to access and transact their multiple bank accounts using single mobile application. Unified Payment Interface works on IMPS mode to transfer money 24*7 round the clock and 365 days. The developing authority of UPI is National Payments Corporation of India.

Primary Operations with UPI App?

The list of main operations through UPI goes as:

  • Sending and Receiving money using VPA (Virtual Private Address)
  • Merchant Payment with UPI Application
  • Utility Bill Payment
  • Scan and Pay Payments
  • Counter Payment etc.

Participants in UPI


PSP stands for Payment Service Provider and they provide an Application to the customer to transact on UPI library platforms. The PSP App can be used by own bank’s customers or other bank’s customers. The customer can use any PSP app he desires and can start doing transactions securely. This will help customers who’s bank does not offer mobile banking Apps or offer feature-limited mobile apps.


Issuer stands for the bank which will release the payment after PSP authenticate it.


National Payment Corporation of India is the provider of UPI Platform.

UPI Registration Process

To set up UPI on your mobile phone and start doing transaction, please follow the below given process step wise:

  1. Download UPI from any PSP or NPCI BHIM App
  2. Specify the SIM of choice for registration in case of Dual SIM Device
  3. Create a Valid Virtual Payment Address (VPA) or set login credentials
  4. Add your bank account
  5. Generate PIN using Card number and OTP
  6. Ready for transaction now

NPCI Live PSP and Issuer List

Bank Name Details
Aditya Birla Payments Bank PSP & Issuer
Airtel Payments Bank PSP & Issuer
Allahabad Bank PSP & Issuer
Andhra Bank PSP & Issuer
Axis Bank PSP & Issuer
Bank Of Baroda PSP & Issuer
Bank Of India PSP & Issuer
Bank of Maharashtra PSP & Issuer
Canara Bank PSP & Issuer
Catholic Syrian Bank PSP & Issuer
Central Bank of india PSP & Issuer
City Union Bank PSP & Issuer
DBS Digi Bank PSP & Issuer
DCB Bank PSP & Issuer
Dena Bank PSP & Issuer
Equitas Small Finance Bank PSP & Issuer
Federal Bank PSP & Issuer
FINO Payments Bank PSP & Issuer
HDFC PSP & Issuer
HSBC PSP & Issuer
ICICI Bank PSP & Issuer
IDBI Bank PSP & Issuer
IDFC PSP & Issuer
Indian Bank PSP & Issuer
Indian Overseas Bank PSP & Issuer
Induslnd Bank PSP & Issuer
Jammu & Kashmir Bank PSP & Issuer
Janta Sahakari Bank Pune PSP & Issuer
Karnataka Bank PSP & Issuer
KarurVysaya Bank PSP & Issuer
Kotak Mahindra Bank PSP & Issuer
Oriental Bank of Commerce PSP & Issuer
Paytm Payments Bank PSP & Issuer
Punjab and Sind Bank PSP & Issuer
Punjab National Bank PSP & Issuer
South Indian Bank PSP & Issuer
Standard Chartered PSP & Issuer
State Bank Of India PSP & Issuer
Syndicate Bank PSP & Issuer
The Lakshmi Vilas Bank Limited PSP & Issuer
The Ratnakar Bank Limited PSP & Issuer
The Thane Janta Sahakari Bank Ltd(TJSB) PSP & Issuer
UCO Bank PSP & Issuer
Union Bank of India PSP & Issuer
United Bank of India PSP & Issuer
Vijaya Bank PSP & Issuer
Yes Bank PSP & Issuer
Bandhan Bank PSP & Issuer
dhanalaxmi bank PSP & Issuer

Issuer Bank List UPI

Corporation Bank Issuer
G P Parsik Bank Issuer
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. Issuer
Rajkot Nagari Sahakari Bank Ltd Issuer
Thane Bharat Sahakari Bank Issuer
The Mehsana Urban Co-Operative Bank Issuer
The Saraswat Co-Operative Bank Issuer
Allahabad UP Gramin Bank Issuer
Andhra Pragathi Grameena Bank Issuer
Andhra Pragathi Grameena Vikas Bank Issuer
Apna Sahakari Bank Issuer
Assam Gramin Vikas Bank Issuer
Baroda Gujarat Gramin Bank Issuer
Baroda Rajasthan Kshetriya Gramin Bank Issuer
Bassein Catholic Coop Bank Issuer
Bihar Gramin Bank Issuer
Chaitanya Godavari Grameena Bank Issuer
Chhattisgarh Rajya Gramin Bank Issuer
Citibank Issuer
Dena Gujarat Gramin Bank Issuer
Dombivali Nagrik Sahakari Bank Issuer
Jalgaon Janata Sahkari Bank Issuer
Jio Payment bank Issuer
Karnataka vikas Gramin Bank Issuer
Kashi Gomti Samyut Gramin Bank Issuer
Kaveri Grameen Bank Issuer
Kerala Gramin Bank Issuer
Langpi Dehangi Rural Bank Issuer
Maharashtra Gramin Bank Issuer
Malwa Gramin Bank Issuer
Manipur Rural Bank Issuer
Meghalaya Rural Bank Issuer
Mizoram Rural Bank Issuer
Pragathi Krishna Gramin Bank Issuer
Prathama Bank Issuer
Punjab and Maharastra Co. bank Issuer
Purvanchal gramin Bank Issuer
Rajasthan Marudhara Gramin Bank Issuer
Saurashtra Gramin Bank Issuer
Tamilnad Mercantile Bank Issuer
Telangana Grameena Bank Issuer
The Gujarat State Co-operative Bank Limited Issuer
The Hasti Co-operative Bank Ltd Issuer
The Kalyan Janta Sahkari Bank Issuer
The Mahanagar Co-Op. Bank Ltd Issuer
The SVC Co-Operative Bank Ltd Issuer
The Vishweshwar Sahakari Bank Ltd Issuer
The Cosmos Co-Operative Bank LTD Issuer
Tripura Gramin Bank Issuer
Uttarakhand Gramin Bank Issuer
Vananchal Gramin Bank Issuer
Vasai Vikas Co-op Bank Ltd Issuer
A. P Mahesh Bank Issuer
Baroda Uttar Pradesh Gramin Bank Issuer
NKGSB Issuer
Samruddhi Co-op bank ltd Issuer
The Surat People Cooperative bank Issuer
The Sutex Cooperative Bank Issuer
The Urban Cooperative Bank Ltd Dharangaon Issuer
The Varachha Co-op Bank Ltd Issuer
Ujjivan Small Finance Bank Issuer
Suco Souharda Sahakari bank Issuer
Sarva Haryana Gramin Bank Issuer
Deutsche Bank Issuer
Telangana State Co Operative Apex Bank Issuer
Indian Post Payment Bank Issuer

Download UPI App

Here is the list of UPI App available for download. Please note that the link given here are of Google play store. Download UPI App from play store or from the bank website. Beware of Frauds.

Bank Name App Name
Allahabad Bank Allahabad Bank UPI
Andhra Bank Andhra Bank ONE
Axis Bank Axis Pay
Bank of Baroda Baroda MPay
Bank of Maharashtra MAHAUPI
Canara Bank Canara Bank UPI -Empower
Catholic Syrian Bank CSBUPI
Central Bank of India Cent UPI
DCB Bank DCB Bank
Dena Bank Dena Bank E-UPI
Federal Bank Lotza
HDFC Bank HDFC Bank MobileBanking
HSBC HSBC SimplyPay App
ICICI Bank Pockets- ICICI Bank
Indian Bank Indian Bank UPI
Induslnd Bank Indus Pay
Karnataka Bank KBL Smartz
Karur Vysya Bank KVB Upay
Kotak Mahindra Bank KayPay
Oriental Bank of Commerce OBCUPI PSP
Punjab National Bank PNB UPI
RBL Bank RBL Pay
South Indian Bank SIB M-Pay (UPI Pay)
State Bank of India SBI Pay
Syndicate Bank Synd UPI
TJSB Bank TranZapp
Union Bank of India Union Bank UPI
United Bank of India United UPI
Vijaya Bank Vijaya UPI App
Yes Bank Yes Pay
DBS Digibank Digibank by DBS
Indian Overseas Bank BHIM I0B UPI
Lakshmi Vilas Bank BHIM LVB UPAAY (UPI)
Punjab & Sind Bank PSBJJPI APP
Standard Chartered Bank Standard Chartered UPI
Aditya Birla Payments Bank Aditya Birla Payments Bank